New & Used Auto Loans

Low rates and flexible terms for your next ride

Auto Loans

New & Used Auto Loans

Whether you choose to buy a new or used vehicle, CSCU has the right loan for you. We offer competitive rates, flexible terms, and a quick approval process so you can get behind the wheel faster.

Apply for a Loan

New Car Loan

5.74% APR*

as low as

  • Terms up to 84 months
  • Maximum total advance up to 115%
  • Payment deferral up to 90 days
  • Quick approval — decision in about a minute
Learn More about a New Car Loan
Apply Today

Used Car Loan

5.99% APR*

as low as

  • Terms up to 84 months
  • Maximum total advance up to 115%
  • Payment deferral up to 90 days
  • Quick approval — decision in about a minute
Learn More about a Used Car Loan
Apply Today

First Time Buyer Program

Building your credit? Our First Time Buyer program offers accessible financing to help you get your first vehicle.

More Details

Boat, RV, Motorcycle & More

Building your credit? Our First Time Buyer program offers accessible financing to help you get your first vehicle.

More Details

Auto Insurance

Building your credit? Our First Time Buyer program offers accessible financing to help you get your first vehicle.

More Details
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Product Features

Competitive Rates

Rates as low as 5.74% APR on new vehicles, keeping your monthly payments manageable.

Flexible Terms

Choose terms up to 84 months on new and used vehicles to fit your budget.

Quick Decisions

Get a lending decision in about a minute with our streamlined application process.

Up to 115% Financing

Finance up to 115% of the vehicle value including tax, title, and warranty.

90-Day Deferral

Defer your first payment up to 90 days on qualifying new and used vehicle loans.

AutoSmart Tools

Research, compare, and shop for your next vehicle with our AutoSmart platform.

Get Pre-Qualified Today

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